Loan Services

Personal Loan

A personal loan is an amount of money you can borrow to use for a variety of purposes. Personal Loans are the best way to meet your expenses during an emergency or fund any unplanned situation in life. Whether you are planning your next dream vacation with your loved ones or want to get funds for our child’s marriage, a Personal Loan offers double benefits of quick access to funds and zero need for collateral. Personal Loans have emerged as a great way to finance purchases that otherwise would have been challenging with a regular paycheck. For those who are looking for an instant Personal Loan online, we have great offers for Personal Loans. As a DSA we offer Personal Loan at a very nominal documentation and very reasonable rate of interest (ROI) at minimum 9% p.a. to 18% p.a. For the help of our valuable customer we extent the tenure up to 6 years for personal loan. As we working with a very wide list of organization, we provide personal loan at a very short time.

If you need any form of help regarding Personal loan you can feel free to reach us, we assure you to help you with our heart and soul effort.

personal loan

Business Loan

A business loan is a loan specifically intended for business purposes. To grow your dream business bigger if you need financial help, there we are for the support of a perfect Business Loan for you. These customized loans can give your business the much-needed boost to help your enterprise scale new heights with enhanced competitiveness and profitability. To grow your business fast we provide Business Loan from our shortlisted and reputed organization so that you can get it in a nominal time and nominal documentation with a reasonable rate of interest at minimum 8.5% p.a. to maximum 20% p.a.

Here we are for your help to make your business even bigger financially.

Home Loan

A home loan is a secured loan that is obtained to purchase a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenors. They are repaid through EMIs. After repayment, the property’s title is transferred back to the borrower. As a DSA we provide Home Loan to customer at a nominal documentation with reasonable rate of interest at minimum 7.5 % p.a. to maximum 16% p.a. To get your dream home if you need a Home Loan you can reach us for faster processing of your loan.

Car Loan

Dreaming of owning a car? Adorable Economics Solution Pvt. Ltd. Car Loan aims to ensure that you drive around the city in your own vehicle! Avail a car loan, or opt for a pre-approved car loan, and get the best interest rates. Apply for an Adorable Economics Solution Pvt. Ltd. New Car Loan and make your dream of owning a car come true. Adorable Economics Solution Pvt. Ltd. offers Car Loans up to 100% of the on-road price of the car, with attractive interest rates. Apply now for approval and faster processing of your car loan.

LAP or Mortgage Loan

A loan against property (LAP) or Mortgage Loan is a secured loan that is sanctioned against the asset pledged as collateral. This asset can either be an owned land, a house, or any other commercial premises. The asset remains as collateral with the lender until the entire loan against property amount is repaid.LAP (Loan against Property) is processed against a property that is already on borrower’s name. LAP is taken for both the personal and business usage. In this case, the mortgaged security is already owned by the borrower. As a DSA we provide LAP or Mortgage loan in a very short time with reasonable ROI and documentation. If you need LAP or Mortgage Loan you can reach us.

Compare Top Personal Loan on the Basis of Interest Rates, Processing Fees, Prepayment Charges & Approval Time

Bank NameInterest Rates Processing Fees Fore Closure Charges Disbursal Time
Standard Chartered Bank 11.50% – 18% 0 – 1% Upto 5% 3-4 Working Days
ICICI Bank 11% – 17.50% 0.50% – 2.25% Zero above 10 lakh & 12 EMI Paid, Otherwise 5.00% 48 working hours
HDFC Bank 10.75% – 13.45% upto 3999 + GST Zero above 10 lakh, Otherwise 4.00% 48 working hours
SBI Bank 11.95% – 16.55% 2.00% – 3.00% NIL72 working hours
Bajaj Finserv 11.99% – 16.00% Upto 2.00% Upto 4% post 1st EMI clearance 48 working hours
Kotak Bank 11.29% – 20.15% Rs.999 – 2% Zero above 10 lakhs loan amount, Else 5.00% 60 working hours
Fullerton India 11.99% – 26.00% 2.00% Upto 7.00%, 0% after 3 years 48 working hours
Axis Bank 15.00% – 20.00% 2.00% N.A 60 working hours
TATA Capital 12.50% – 19.50% 1.25% – 2.50% NIL 72 working hours

Interest Rates and processing fees charged by Major Banks on Business Loan

Bank Nameup to 30 lacs30-75 lacs 75 lacs & above
HDFC9.75% – 10.50%9.75% – 10.50%9.75% – 10.50%
Ing vysya N.A N.A N.A
ICICI Bank 11.35%11.35%11.35%
Axis Bank 11.00% – 12.10%11.00% – 12.10%11.00% – 12.10%
Indiabulls 10.60% – 14.50% 10.60% – 14.50% 10.60% – 14.50%

Major Home Loan providers in India

Bank NameLoan to Property ValueInterest RatesMCLR RatesProcessing Fee
State Bank Of India (SBI) 75% – 90%7.90% – 8.45%7.80%0.35% + GST, Nil for Govt Employees
United Bank of India75% – 80%8.00% – 8.15%8.60%N.A
HDFC Ltd 75% -80%8.00% – 8.45% 16.60%Rs 10,000+ AT or 0.25% + AT ( Which ever is lower)
Bank of India75% – 85%8.10% – 8.40% 8.55%Nil
LIC Housing8.10% – 8.95% 14.60%Upto 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes.
Vijaya BankUpto 80%8.15% – 8.65% 8.55%N.A
Bank of Baroda75% – 90%8.15% – 9.15% 8.55%Upto 0.5 % of loan amount + GST
Indian Bank80% – 90%8.20% – 8.55% 8.60%Nil
IDBI75% – 90% 8.25% – 8.60% 8.85% Nil
ICICI BankUpto 85% 8.25% – 8.70% 8.75% 0.50% Or 10,000 + GST , whichever is higher.
Allahabad Bank75% – 80% 8.25% – 8.85% 8.45% Nil
Citibank75% – 80% 8.50% 8.45% 0.5% + ST or Rs 25,000 + ST (whichever is higher)
AXIS Bank75% – 85% 8.55% – 9.20% 8.70% Up to 1% of the Loan amount subject to minimum of Rs.10,000/-
UCO Bank75% – 80% 8.70% – 8.95% 8.55% Nil
PNB Home Loan75% – 80% 8.75% – 8.85% 8.45% 0.35% of the loan amount
Minimum- Rs. 2,500/-
Maximum- Rs. 15,000/-
Indiabulls Housing Finance Limited75% – 80% 8.80% – 12.00% 9.50% Nil
Union Bank of India65% – 80% 8.85% – 8.95% 8.65% 0.50% of loan amount subject to a maximum of 15000 + GST
Kotak Bankup to 90%8.90% – 9.25%8.65%Nil
PNB Housing Finance75% – 80% 8.95% – 9.45% 8.45%Rs. 5000 (Application fee)
Bajaj Finserv75% – 80% 9.05% – 11.15% Nil
Federal BankUpto 85% 9.10% – 10.00% 8.95%N.A
Standard CharteredUpto 80% 9.41% 8.90%Nil
DHFL80% – 85%9.75%18.82% RPLRUpto Rs. 20,000 + document charges + GST

Compare Top Car Loans on the Basis of Interest Rates, Processing Fees, Prepayment Charges & Approval Time

Bank Nameup to 30 lacs30-75 lacs 75 lacs & above Processing fees
HDFC9.75% – 10.50%9.75% – 10.50%9.75% – 10.50%Maximum of 1% of loan amount
Ing vysya N.A N.A N.A 1%
ICICI Bank 11.35%11.35%11.35%0.25% of the loan amount or Rs.50000 +GST whichever is higher
Axis Bank 11.00% – 12.10%11.00% – 12.10%11.00% – 12.10%1% or Rs 5000 (whichever is higher)
Indiabulls 10.60% – 14.50% 10.60% – 14.50% 10.60% – 14.50%0.50% to 1.00%

Compare Top Car Loans on the Basis of Interest Rates, Processing Fees, Prepayment Charges & Approval Time

Bank Nameup to 30 lacs30-75 lacs 75 lacs & above Processing fees
HDFC9.75% – 10.50%9.75% – 10.50%9.75% – 10.50%Maximum of 1% of loan amount
Ing vysya N.A N.A N.A 1%
ICICI Bank 11.35%11.35%11.35%0.25% of the loan amount or Rs.50000 +GST whichever is higher
Axis Bank 11.00% – 12.10%11.00% – 12.10%11.00% – 12.10%1% or Rs 5000 (whichever is higher)
Indiabulls 10.60% – 14.50% 10.60% – 14.50% 10.60% – 14.50%0.50% to 1.00%