Home Loan Benefits from us

Choosing a perfect home loan is always a headache for many consumers. There are many scammers available that lure you with offers that are hard to believe.

That’s where comes Adorable Economics Solution Private Limited. We believe to give you the best offers and provide services for a simple and secure loan.

We provide many loans, basically, those are listed below:

Personal Loan
Business Loan
Home Loan
Car Loan
LAP or Mortgage Loan

With 400+ happy customers, we are the best Loan provider in Burdwan, West Bengal. Let’s look into the Home Loan.

What is a Home Loan

A home loan is a secured loan that is obtained to purchase a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenors. They are repaid through EMIs. After repayment, the property’s title is transferred back to the borrower.

Types of Home Loan

Home purchase loan: Taken to purchase a home
Home improvement loan: Taken to repair/renovate a home
Home construction loan: Taken to build a new house
Land purchase loan: Taken to buy a plot of land for constructing his/her own house
Joint home loan: Taken by two or more people, for instance, spouses
Home loan balance transfer: This allows you to switch lenders and transfer your outstanding loan
Top-u home loan: Allows you to borrow funds over and above the outstanding loan amount at nominal rates

Working Process of Adorable Economics Solution Pvt. Ltd.

We work as a team, with our employees and customers being in the same team. We are open to all requirements and based on the customer’s requirement we give them a plan in a maximum of 3 to 7 working days. Below you can read our full working process.

Step 1: Contacting the Customer

After getting the contact details, our employees communicate with the customers directly via phone call and after giving a brief description of our working for giving a loan, a physical meeting has been fixed.

Step 2: Meeting with the Customer

According to the meeting date, our employee goes and meets with the customer. But in some special cases, the customers can meet us in our office.

Step 3: Fixing a Plan and Setting up a Loan

After talking with the customer, a customized plan is fixed for that customer with detailed instructions on the loan, repayment schedules, etc.

Benefits of Getting a Home Loan from us

As we are working in a DSA (Direct Selling Associate) we provide Home Loan to customers at nominal documentation with a reasonable rate of interest at a minimum of 7.5 % p.a. to a maximum of 16% p.a.

To get your dream home, we are here to get you a hassle-free and perfect home loan within 3 to 7 days of application, just get in touch with us and we’ll be there for you.

Tagged easy ways to get a loan loan our partners

Bank Name	up to 30 lacs	30-75 lacs	75 lacs & above
HDFC	9.75% – 10.50%	9.75% – 10.50%	9.75% – 10.50%
Ing vysya	N.A	N.A	N.A
ICICI Bank	11.35%	11.35%	11.35%
Axis Bank	11.00% – 12.10%	11.00% – 12.10%	11.00% – 12.10%
Indiabulls	10.60% – 14.50%	10.60% – 14.50%	10.60% – 14.50%

Bank Name	Loan to Property Value	Interest Rates	MCLR Rates	Processing Fee
State Bank Of India (SBI)	75% – 90%	7.90% – 8.45%	7.80%	0.35% + GST, Nil for Govt Employees
United Bank of India	75% – 80%	8.00% – 8.15%	8.60%	N.A
HDFC Ltd	75% -80%	8.00% – 8.45%	16.60%	Rs 10,000+ AT or 0.25% + AT ( Which ever is lower)
Bank of India	75% – 85%	8.10% – 8.40%	8.55%	Nil
LIC Housing		8.10% – 8.95%	14.60%	Upto 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes.
Vijaya Bank	Upto 80%	8.15% – 8.65%	8.55%	N.A
Bank of Baroda	75% – 90%	8.15% – 9.15%	8.55%	Upto 0.5 % of loan amount + GST
Indian Bank	80% – 90%	8.20% – 8.55%	8.60%	Nil
IDBI	75% – 90%	8.25% – 8.60%	8.85%	Nil
ICICI Bank	Upto 85%	8.25% – 8.70%	8.75%	0.50% Or 10,000 + GST , whichever is higher.
Allahabad Bank	75% – 80%	8.25% – 8.85%	8.45%	Nil
Citibank	75% – 80%	8.50%	8.45%	0.5% + ST or Rs 25,000 + ST (whichever is higher)
AXIS Bank	75% – 85%	8.55% – 9.20%	8.70%	Up to 1% of the Loan amount subject to minimum of Rs.10,000/-
UCO Bank	75% – 80%	8.70% – 8.95%	8.55%	Nil
PNB Home Loan	75% – 80%	8.75% – 8.85%	8.45%	0.35% of the loan amount Minimum- Rs. 2,500/- Maximum- Rs. 15,000/-
Indiabulls Housing Finance Limited	75% – 80%	8.80% – 12.00%	9.50%	Nil
Union Bank of India	65% – 80%	8.85% – 8.95%	8.65%	0.50% of loan amount subject to a maximum of 15000 + GST
Kotak Bank	up to 90%	8.90% – 9.25%	8.65%	Nil
PNB Housing Finance	75% – 80%	8.95% – 9.45%	8.45%	Rs. 5000 (Application fee)
Bajaj Finserv	75% – 80%	9.05% – 11.15%		Nil
Federal Bank	Upto 85%	9.10% – 10.00%	8.95%	N.A
Standard Chartered	Upto 80%	9.41%	8.90%	Nil
DHFL	80% – 85%	9.75%	18.82% RPLR	Upto Rs. 20,000 + document charges + GST